Why I Cancelled My Citi Visa Card

On March 22nd Citibank which issues Citi Visas and Mastercards released a “Commercial Firearms Policy” to announce  unprecedented requirements to force firearms dealers who do business with Citibank to restrict certain sales of firearms and firearms accessories like “high capacity” magazines.

Citibank’s new policy:

“Under this…policy, we will require new retail sector clients or partners to adhere to these best practices: (1) they don’t sell firearms to someone who hasn’t passed a background check, (2) they restrict the sale of firearms for individuals under 21 years of age, and (3) they don’t sell bump stocks or high-capacity magazines. This policy will apply across the firm, including to small business, commercial and institutional clients, as well as credit card partners, whether co-brand or private label. It doesn’t impact the ability of consumers to use their Citi cards at merchants of their choice.”

Just for the record in the vast majority of cases it would be illegal for a licensed firearms dealer to sell a firearm to someone who hasn’t passed an FBI online background check. The only exception I know of, at least in Texas, is a person who holds a state issued concealed carry permit which means they have passed a far more extensive background check than what the FBI conducts.

According to Breitbart it would also require dealers to refuse to sell a gun if an instant background check took more than three business days. The problem is that sometimes people with common names take longer to check. The FBI has to confirm they are not the felon who is on their list who just happens to have the same name. This sometimes takes time to appeal and prove you are not the felon who just happens to have the same name.

Federal law allows sales of firearms to people between18-21 years of age with the required FBI background check. Citibank would like to repeal that right. My son at 18 was old enough to join the Marines and be issued an M16 so I think he was old enough at 18 to buy an AR-15.

Finally they want to stop the sale of “high capacity” magazines which are perfectly legal. High capacity magazines for MSRs (Modern Sporting Rifles) like the AR-15 are not the problem. The problem is a failure to enforce current laws, failure to recognize and deal with severely mentally ill people (like just about all the mass murderers in recent history), and the arsine insistence that we not defend our schools with armed adults. “Gun Free Zones” are an invitation to mass murder. The Israelis learned that a long time ago and now protect their schools and school children “in depth,” to use a military term.

Therefore I cancelled my Costco Citi Visa card today (and cancelled my Costco membership too as Citi is their main card issuer). If you value your right to defend yourself and your family you might want to do the same.

Profits From Selling Guns & Drugs

An article in the Huffington Post in 2012 wrote about the profits the firearms industry in America makes from selling guns and ammunition:

Making and selling guns and ammunition is a lucrative business for U.S. firearms companies, which will earn nearly $1 billion in profit this year, according to the market research firm IBISWorld. -Huffington Post, Dec 12, 2012

This article was originally posted in 2013 after the Sandy Hook massacre by Adam Lanza. Everything here still applies today after Nikolas Cruz’s senseless killings in a Florida school. Early reports indicate that mental illness and possibly psychotropic drugs also played a role in this needless tragedy.

Later in the same article they revised the figures slightly downward:

Guns and ammunition manufacturers will make a projected $993 million in profits on sales of $11.7 billion this year, according to a report issued by the market-research company IBISWorld.

I guess they had to stretch just a tad in the lead of paragraph – “billion” sounds better than “millions.” Nowhere in this article does the author put those projected profits into any sort of reasonable perspective.

More and more young people are being prescribed psychotropic drugs today.
More and more young people are being prescribed drugs today.

Another concern voiced by some in regards to the recent senseless shooting at Sandy Hook Elementary was the possibility that psychotropic drugs might, in a few cases, turn otherwise just seriously mentally ill young boys into remorseless killers playing out a fantasy in a drug induced hallucination.

According to a Huffington Post article:

The number of children and teens taking antipsychotic medications has skyrocketed in recent years, with psychiatrists prescribing the drugs in nearly one-in-three visits with youth, a new study found. -Huffington Post

The drug industry certainly makes a lot more profit than the gun industry as shown in this chart below:

Gun Industry vs. Drug Industry
The drug industry worldwide makes over a 100x more than the gun industry in the U.S.

Continue reading “Profits From Selling Guns & Drugs”

Immigration and the Black Vote

The huge rates of illegal immigration – mostly from Mexico – during the last couple of decades has acted to severely limit the opportunities for black Americans to find work and escape from poverty.

 For decades, researchers and immigration experts alike have warned lawmakers and administrations of the negative impact immigration, both legal and illegal, has on the African-American community.

Two studies from 2008 reviewed in great detail and length just how much black Americans have been kept down economically by a U.S. immigration system that admits more than 1.5 million legal and illegal immigrants a year, with no end in sight.  

 In 1993, Civil Rights icon and Democratic Congresswoman Barbara Jordan was appointed by then-President Bill Clinton to chair the Commission on Immigration Reform.

Ultimately, Jordan’s commission discovered that mass immigration to the U.S. hurt poor, working-class and lower-tier middle-class Americans the most, as it unfairly put them in competition with a never-ending flow of cheaper, foreign workers.  

Evaluating the Damage: Immigration’s Impact on Black American

The only conclusion I can draw from this is that first and foremost the Democratic Party believes its owns the black vote and blacks will not connect the dots on how policies of the Democratic Party help keep them in poverty. The Democratic Party seems to have also abandoned the blue collar worker and their plan now is to import as many future voters as possible from third world countries who will vote for their candidates.